Apple really wants you to buy a new iPhone 11 for Christmas. Aside from the usual trade-in discounts that knock up to $400 off the price, Apple is now offering interest-free payments with Daily Cash rewards for eligible Apple Card users.

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It’s somewhat like an iPhone Upgrade Program for Apple Card. Like the previous program, which will still be offered for users who don’t want to apply for an Apple Card, monthly installments will spread the price of your iPhone purchase over 24 months. You can also opt to add AppleCare+ at the time of purchase. So if the thousand-dollar-plus price of a new iPhone 11 Pro Max is too much to bear, you can whittle it down to just $25 a month.

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